₹60L cr+
India's food & grocery retail market, FY2026 — the large majority still handled by kirana/general trade.
Industry market research
Built for kirana & grocery stores
GST Billing Software Built for Kirana & Grocery Stores
Bill hundreds of small transactions a day without slowing down — the right GST slab, the right unit, every single time.
- Fast POS billing built for hundreds of small transactions a day — scan, bill, next customer
- GST-compliant invoices with HSN-wise slabs, from 0% on loose staples to 5%–18% on packaged FMCG, auto-applied
- Multi-unit conversion — set piece↔packet↔kg once, and every sale and stock update converts automatically
- Udhaar Khata built for regular neighborhood customers — track who owes what, and send gentle reminders
- Low-Stock Alerts so your fastest-moving daily-use items never quietly run out
125,000+ businesses₹140Cr+ invoices created4.9 on GoogleISO 9001 Certified
Billed in
<10 sec · 12 items
GST invoice shared on WhatsApp
BillClap Research · 2026
What manual billing is actually costing kirana stores
Up to 40%
billing-time cut kirana store retailers report in the first month after switching from manual registers to BillClap.
First-party — BillClap
0% → 5%
the GST jump the moment a loose staple like rice or dal gets sold branded and packaged instead of loose.
CBIC GST notifications
12M+
kirana stores across India, together handling the large majority of the country's FMCG sales, each on thin per-transaction margins.
Industry retail research
The cost of manual billing
Every manual register is a queue waiting to happen
Paper ledgers and one-size-fits-all software quietly cost kirana store retailers time, tax accuracy, and stock control. Here is where it hurts most.
A queue of five customers waiting while staff hand-write each small bill is exactly when a kirana store loses a sale to the shop next door.
Hundreds of small bills a day, every day
The same rice or dal is 0% loose and 5% the moment it's sold branded and packaged — get it wrong and it's a GST audit flag.
0% loose staples, 5%–18% packaged FMCG
Selling one packet as ten loose pieces without updating the unit conversion means your stock count silently drifts.
Manual registers hold no unit-conversion memory
Tracking which regular customer's monthly udhaar is due, by hand, in a notebook, means dues quietly pile up.
Neighborhood credit runs on trust, not always on time
Why kirana retail is different
A kirana counter doesn't sell like a boutique
A kirana store can ring up 300+ small bills in a single day — a packet of biscuits here, half a kilo of dal there, a bar of soap, a recharge. The same staple can be 0% GST loose and 5% the moment it's sold branded and packaged, sometimes on the very same bill. And most regular customers still run a monthly udhaar account rather than paying cash every visit.
Generic billing software built for boutiques or showrooms slows down under that kind of volume.
Kirana retail needs speed at the counter, mixed GST logic, multi-unit conversion, and udhaar tracking — built in, not bolted on.
From daily headache to done
The six things that slow down every kirana store counter — and how BillClap fixes each
The problem
“A queue builds up every evening because billing each customer takes too long.”
Risk: losing walk-ins to the shop next door
The BillClap fix · Enterprise Elite+
POS Billing gives you a fast, touch-friendly counter screen built for constant, high-volume footfall.
Outcome: next customer, in seconds
The problem
“The same rice is 0% loose and 5% branded — my old register just applies one rate.”
Risk: GST audit exposure
The BillClap fix
HSN-wise GST auto-applies the correct slab per line item — 0% on loose staples, 5%–18% on packaged FMCG.
Outcome: right slab, every line
The problem
“I sell a packet as loose pieces and my stock count goes wrong.”
Risk: stock counts drifting out of sync
The BillClap fix
Multi-Unit Conversion lets you set the rate once — piece, packet or kg — and every sale converts automatically from then on.
Outcome: set once, convert forever
The problem
“My regular customers run a monthly udhaar and I track it on paper.”
Risk: udhaar bleeding into losses
The BillClap fix · Pro Plus onward
Udhaar Khata tracks every regular customer's running balance and sends gentle payment reminders automatically.
Outcome: know your dues, always
The problem
“My fastest-moving items run out and I only find out when a customer asks.”
Risk: lost sales on daily-use staples
The BillClap fix · Enterprise Elite+
Low-Stock Alerts ping you before a fast-moving SKU runs out, based on a reorder level you set.
Outcome: reorder before you run out
The problem
“I have no idea which categories are actually making me money.”
Risk: guesswork on thin margins
The BillClap fix
40+ real-time reports, including Profit & Loss by product and by category.
Outcome: know your real winners
Setup to first fast, correctly-taxed bill — under 15 minutes
How BillClap works for a kirana store — from day one
Most kirana store owners create their first fast, correctly-taxed bill within 15 minutes of signing up. No IT setup, no accounting jargon.
STEP 0115 min
Set up your dukaan & catalogue
Add each item with HSN and GST rate — 0% for loose staples, 5%–18% for packaged FMCG — and set the unit conversion once. Already have an Excel list? Bulk import loads it in one step.
Create your business
No cardBusiness name
Sharma Kirana & General Store
GSTIN
09ABCDE5678F1Z2
Create account
STEP 02<10 sec
Bill in seconds at the counter
Search or scan → invoice. Stock and mixed GST — 0%, 5% or 18% — update automatically on every line. Print thermal or WhatsApp the PDF in one tap.
New sale · POS
INV-1042Subtotal
₹640
12 items
GST mixed
₹22
auto
Total
₹662
due today
Save & send invoice
STEP 03instant
Send a payment link, get paid
Share a secure payment link over WhatsApp for larger orders or udhaar settlements. The moment your customer pays by UPI or card, the receipt entry is created in BillClap automatically.
Payment link
UPI · CardsTo Ramesh Yadav₹662
Link sent on WhatsAppPaid
Receipt entry auto-created in BillClap
STEP 04daily
Your Cash Book keeps itself
Every sale, expense and receipt auto-posts to the Day Book and Cash Book. See cash in hand and today's profit without ever touching a paper register.
Day Book — Today
Auto-postingSALEWalk-in customers (48 bills)+₹18,240
EXPENSELocal delivery boy−₹150
RECEIPTYadav udhaar settled+₹1,200
Cash in hand
₹22,600
Today's profit
₹2,840
STEP 05month-end
Udhaar reminders & monthly GST
Udhaar Khata sends payment reminders to regular customers automatically. At month end, GSTR-1 auto-compiles with correct HSN slabs and a clean B2B/B2C split.
GST & e-Way
MayGSTR-1 auto-compiled
Udhaar reminders sent · 14 customers
Bank reconciliation · 22 matched
GST data ready · CA can review & file
Every bill, payment, cash entry and GST return traces back to one correctly-taxed invoice — nothing rebuilt by hand at year-end.
Everything on the counter
Features built for how a kirana store actually runs
Every feature below is live in BillClap today. Plan tier noted where relevant.
POS Billing
A fast, touch-friendly counter screen built for constant, high-volume walk-in footfall.
Enterprise Elite+Multi-Unit Conversion
Set the conversion once — piece, packet, dozen or kg — and every sale, purchase and stock count converts automatically.
All plansGST/Non-GST Billing
Invoices, estimates & quotations with your branding — A4, A5 or thermal.
All plansBarcode Generation & Scanning
Generate and scan barcodes for fast, accurate billing across thousands of small SKUs.
Enterprise Elite+Low-Stock Alerts
Set a reorder level per SKU and get pinged before a fast-moving daily-use item runs out.
Enterprise Elite+Udhaar Khata
Track which regular customer owes what, and send gentle payment reminders — your credit register, done digitally.
Pro Plus+E-Way Bill & GSTR-1
One-click e-way bill generation and 40+ GST reports.
Enterprise Elite+Multiple Firms Management
Run every branch from a single login.
Enterprise Elite+Cashback / Loyalty Bonus
Reward repeat customers automatically at billing.
Enterprise Elite+Stop Sale on Zero Inventory
Blocks invoices on out-of-stock items to keep stock accurate.
Enterprise Elite+Full WhatsApp Integration
Send invoices, bills and udhaar reminders directly from your own WhatsApp number.
Enterprise PlusParty-wise Rate & Last 5 Transactions
Custom pricing per regular customer, with recent-rate visibility at billing.
Enterprise PlusTally Export & Sync
Tally Export (XML) included free; Tally Sync available as an add-on.
Enterprise PlusCash Book & Day Book
Sales, expenses and receipts auto-post — see cash in hand and daily profit at a glance.
Pro Plus+Payment Gateway & Links
Send a payment link on WhatsApp; when it's paid, the receipt posts automatically.
Enterprise PlusWarehouse/Godown Tracking
Know exactly which branch or godown a stock item is sitting in.
Enterprise PlusHow BillClap compares
Cloud-native and mobile-first, without a desktop licence
| Capability | BillClap Enterprise Elite | Tally | Vyapar | MARG ERP |
|---|---|---|---|---|
| Cloud + mobile-first (Android app, 9 Indian languages) | Desktop-only Windows app; mobile via 3rd-party Biz Analyst add-on | Partial Mobile app free; multi-device sync is a paid upgrade | Desktop-first Mobile/cloud access sold as a separate SKU | |
| Fast POS built for high-volume, low-ticket footfall | Purpose-built retail POS, Enterprise Elite+ | Partial POS available but desktop/accounting-oriented, not purpose-built for rapid small-ticket volume | Genuine fast-checkout POS mode, built for retail/supermarket use | Retail-focused POS billing, well-suited to grocery counters |
| Multi-unit conversion (piece/packet/kg) auto-applied | Set once, converts automatically thereafter — all plans | Native compound units feature — mature, desktop only | Base + secondary unit conversion built in | Multi-unit billing — a long-standing MARG strength |
| Mixed GST (0% loose ↔ 5%–18% packaged) auto-applied | HSN-wise, auto on every line | Core GST engine, needs Silver+ | Included on paid tiers | Core feature |
| Udhaar/credit tracking with reminders | Udhaar Khata + automated reminders, Pro Plus onward | Partial Ledger tracking yes; reminder automation limited | Strong feature — scheduled WhatsApp/SMS/email reminders | Partial Ledger-based; less reminder automation emphasis |
| Multiple firms/branches under one login | Partial Needs Gold edition — ₹67,500 one-time + GST | Partial Multi-company gated to Gold+ tier | Partial Multi-branch gated to higher tier, priced per module | |
| Starting annual price | ₹4,499/yr | ₹22,500 one-time (Silver) + GST · +₹5,310/yr TSS renewal from Yr 2 · single user, desktop-only | ₹4,300–4,353/yr Desktop Gold · mobile sync sold separately as Combo | ₹12,600–25,200 one-time (Silver/vertical) + ₹3,500/yr AMC |
Our take: Cloud-native and mobile-first, at close to a fifth of Tally's 3-year cost — no expensive desktop licence, no per-device sync fee, and one login across every branch.
3-year total cost of ownership
Effective cost on BillClap's 3-year plans vs. the closest comparable competitor tier (feature-matched for multi-firm/GST reporting where applicable). Based on July 2026 vendor pricing research.
BillClap Enterprise Elite₹8,999
₹2,999.67/yr effective · 61% off list
BillClap Enterprise Plus₹9,999
₹3,333/yr effective · 67% off list
Tally (Silver, perpetual + TSS)₹37,170
₹12,390/yr effective · single user, desktop-only
Vyapar (Desktop Gold, 3 yrs)₹13,059
₹4,353/yr effective · mobile sync costs extra
MARG ERP (Silver + AMC, 3 yrs)₹19,600
₹6,533/yr effective · vertical editions priced separately
Simple plans that grow with your kirana store
All prices exclusive of GST. Lock a longer term, save more.
Pro Plus
Entry level · get billing right
₹3,599/year
1 User · 1 Business · Unlimited Parties, Invoices & Products
- Core invoicing, catalogue & basic accounting
- Multi-unit conversion (piece/packet/kg)
- Udhaar Khata
- No GST reports, e-Way Bill or POS billing
Enterprise Elite
Most kirana stores start here
₹4,499/year
2 Users · 2 Businesses
- Everything in Pro Plus, plus:
- Fast POS billing, barcode + thermal printing
- E-Way Bill, GSTR-1 & 40+ reports
- Multiple firms, low-stock alerts, party grouping
- Loyalty / cashback
- Party-wise rates & Warehouse/Godown reserved for Enterprise Plus
Enterprise Plus
Top tier · multi-branch & online
₹4,999/year
3 Users · 2 Businesses · +1 extra user/business at ₹1,299/yr
- Everything in Enterprise Elite, plus:
- e-Invoice generation
- Warehouse/Godown tracking & Party-wise Rate
- Full WhatsApp integration
- Digital Commerce (online store, payments, shipping, SSL, SEO)
- API/ERP integration · phone + dedicated RM support
- Tally Export (XML) free; Tally Sync add-on at ₹1,299 + taxes/yr
Who this is for
Made for every corner of kirana retail
Independent kirana & general stores
Fast POS billing plus multi-unit conversion at a single busy counter.
Multi-branch grocery/supermarket chains
Warehouse/Godown tracking shows exactly what's where.
Kirana + FMCG/dairy combo stores
Mixed GST slabs auto-applied across loose staples and packaged goods.
Distributors managing multiple firms
Every firm under one login.
Stores running loyalty programs
Auto cashback rewards repeat customers.
Stores extending monthly udhaar to regulars
Udhaar Khata tracks who owes what, and reminds them for you.
Owners on BillClap
Real dukaans. Real numbers.
Kirana and grocery store owners across India — from a single counter to a multi-branch chain — running their whole day on BillClap.
Billing time −50%
“POS billing se line lagna band ho gaya. Ab ek customer ko 10 second mein bill mil jaata hai.”
Ramesh Yadav
Yadav Kirana & General Store · Kanpur
Neighborhood kirana · 1 branch
Udhaar recovery +35%
“Udhaar Khata reminders se regular customers time pe pay karte hain. Pehle bhool jaate the.”
Meena Devi
Devi General Store · Patna
Neighborhood kirana · high footfall
Stock-outs −60%
“Low-stock alerts se fast-moving items kabhi khatam nahi hote. Reorder time pe ho jaata hai.”
Suresh Pillai
Pillai Stores · Chennai
Kirana + FMCG combo · Enterprise Elite
4 branches, 1 login
“Godown-wise stock aur multiple firms ek hi login mein. Ab guesswork zero hai.”
Anita Joshi
Joshi Wholesale Kirana · Nagpur
Multi-branch dealer · Enterprise PlusBuyer's checklist
Before you pick any billing software, ask these seven questions
Here's how BillClap answers each one.
“Can it bill a busy counter fast, without slowing down?”
Yes — POS Billing, purpose-built for high-volume footfall, on Enterprise Elite and above.
“Will it apply the right GST rate, loose vs branded/packaged?”
Yes — HSN-wise GST auto-applies, on every plan.
“Can it convert between piece, packet and kg without re-typing?”
Yes — Multi-Unit Conversion, set once, on every plan.
“Can I track udhaar for regular customers and get reminded to collect?”
Yes — Udhaar Khata with automated reminders, from Pro Plus onward.
“Will it alert me before a fast-moving item runs out?”
Yes — Low-Stock Alerts on Enterprise Elite and above.
“Can I send GST filings to my CA without manual work?”
Yes — Schedule GSTR-1 with CA in one click, from Pro Plus onward.
“Can I run more than one store from one account?”
Yes — Multiple Firms Management on Enterprise Elite and above.
Real counters, real results
“POS billing alone paid for the subscription — the evening queue disappeared.”
“Mixed GST rates on my bill used to be a headache. Now it's automatic.”
“My CA gets GSTR-1 in one click now — no more chasing me for invoices.”
“Switched from Tally in a day. Didn't expect it to be this smooth.”
“Udhaar Khata reminders got my regular customers paying on time for the first time.”
“Multi-unit conversion cut my billing mistakes to almost zero.”
FAQ
The kirana store handbook
Type a keyword or pick a category — units, GST, udhaar, POS speed. Everything a kirana store owner asks before switching is one search away.
16 answersUpdated Q3 2026
Does BillClap apply different GST rates for loose vs packaged items?
Yes. Loose, unbranded staples like rice, dal and wheat are billed at 0% GST, and the same item sold branded and packaged is billed at its correct HSN slab (usually 5%). Set the HSN once per item and BillClap applies the right rate automatically, every time.
Can I generate GSTR-1, GSTR-3B and e-Way Bills?
Yes, from Enterprise Elite onward you get e-Way Bill generation, GSTR-1 and 40+ GST reports built in. You can also schedule GSTR-1 to your CA in one click.
Is e-Invoice supported?
Yes, e-Invoice generation is available on the Enterprise Plus plan. If e-Invoice is a must-have for your turnover, pick Enterprise Plus.
Does BillClap support multi-unit conversion — piece, packet, kg?
Yes. Set the base and secondary unit and the conversion rate once per item — for example 1 packet = 10 loose pieces. It's a manual setup the first time; from then on, every sale, purchase and stock count converts automatically.
If I sell loose pieces from a packet, does stock update correctly?
Yes — once the conversion is set, billing in pieces automatically deducts the right fraction from your packet-level stock, so your count stays accurate.
Can I track stock across two shops or a godown?
Yes. Warehouse/Godown tracking on Enterprise Plus shows exactly which branch or godown holds which stock.
Will it stop me from billing an out-of-stock item?
Yes. Turn on Stop Sale on Zero Inventory (Enterprise Elite+) and BillClap blocks invoices on items that have run out.
Can BillClap keep up with a busy counter and a long queue?
Yes. POS Billing (Enterprise Elite+) gives you a fast, touch-friendly counter screen built for constant, high-volume, low-ticket footfall — scan or search, bill, next customer.
Does it handle udhaar (credit) accounts for regular customers?
Yes. Udhaar Khata is available from Pro Plus, so you can track what every regular customer owes and send gentle payment reminders.
Can I share bills on WhatsApp and print on a thermal printer?
Yes. Print A4, A5 or thermal at the counter, and share the invoice on WhatsApp. Full WhatsApp integration from your own number is on Enterprise Plus.
I use Tally today. Can I move my data?
Yes. Tally Export (XML) is included free on Enterprise Plus, and Tally Sync is available as an add-on. Our team helps you get your catalogue and parties in quickly.
How do I add my whole catalogue fast, including unit conversions?
Add items in bulk by category and HSN code, with the base and secondary unit set at import, or one at a time. Most stores are billing on the same day they sign up.
Which plan is right for a kirana store?
Most kirana stores start on Enterprise Elite — it has fast POS billing, GST reports, barcode and low-stock alerts. Udhaar Khata itself is available from Pro Plus; for multi-branch stock visibility, go with Enterprise Plus.
Are the prices inclusive of GST?
All listed prices are exclusive of GST. Lock a 3-year or 5-year term and your effective yearly cost drops significantly.
What support do I get if I'm stuck?
Enterprise Plus includes phone support and a dedicated relationship manager. Every plan gets help in your language — BillClap works in 9 Indian languages.
Does it work on my phone as well as my computer?
Yes. BillClap is cloud-native and mobile-first — bill from the Android app, a tablet, or your PC, and your data is always in sync.
Bill banao, paisa lelo — start today
Join 125,000+ businesses billing smarter. Set up your catalogue and print your first GST invoice in minutes.
125,000+ businesses₹140Cr+ invoices created4.9★ on GoogleISO 9001 Certified
